Book [Financial Freedom] Firemen!!
When I first heard of the Firemen,
Ah! A life like a fire?
Don't worry about the future. Let's just enjoy it!!~
Let's burn our youth! I knew this. Haha
But the Fire's acronym is,
Financial Intelligence, Retire Early
This means retiring early to achieve economic independence.
Let's burn youth? be quite the opposite of
The first fire rage that spread around the U.S.
It's spreading all over the world.
Recently, it has become a little popular in Korea.
The book is said to have brought about the first fire craze in the United States.
The author has 10 million subscribers, including Millennial Money.
He is also the owner of the blog.
On the cover of the book is the formula of wealth to achieve economic freedom?
A single volume for the Fire?
A step-by-step plan to get all the money you need?
It's packed with grandiose words
Unfortunately, there is no such formula or plan in practice.
There is no free lunch in the world. crying
The only way to end up being a fireman is to be a fireman.
Stretch it hard, gather it together like a clique.
It's just a good way to invest.
There is no other way. If you win first prize in Lotto, you won't know.
He himself was unemployed and penniless.
It's only been a few years since I was able to get economic freedom.
Maybe it's because of the blogging and book income after all?
It's like you want to be rich, you pay your dues, you go to study groups,
So it turns out that only the study club president is making money.
It's an ironic situation.
Nevertheless, there were many points of consensus.
I just want to get a few things straight.
The first is to use the actual cost of living after retirement.
Calculate the money to be collected at the station.
For example, the cost of living after retirement
2 million won a month, 24 million won a year,
This 24 million won is the money that we need to collect when we retire.
It is calculated at 3 to 4 percent level.
If you're good at allocating assets,
Over the long term, three to four percent or more of the annual profits.
Even if you keep spending three to four percent on your living expenses,
The concept is that total assets do not decrease.
To make 24 million won 3 to 4%, divide 3.5%.
It costs about 680 million won. =_=
If you conservatively calculate that you are spending 3 percent of your money every year, you will be 800 million won.
The point here is that we're going to be able to get this money from 800 million won
That means you have to take out the housing you live in.
This is because the house you live in cannot be cashed.
I have to withdraw three to four percent every year.
It's hard to just raise 800 million won.
800 million won except for the house you're living in.
If you want to buy a house, all your property, all your income for the next few decades,
You have to pour your mind and your soul into it's.
Is it too far away for the Firemen in our country?
So the first virtue of the fire is,
It is to abandon one's desire for housing.
The author is also said to have saved money by living in a cheap apartment outside.
Apartment prices have gone up a lot in recent years.
People who own only one house of mine are virtually meaningless.
I don't have anything left to sell my house and move anywhere else.
Just sitting on top of the money. It's a pie in the sky that can't be used
Better housing and education. Capital dilemma...
I met an old co-worker who was close after a long time.The senior married relatively early and lived with two daughters, but alone...
blog.naver.com
One of you sold the apartment because it's too expensive.
You said you wanted to go to a quiet place in the countryside and live a nomadic life.
Your wife said, [What's that sound like?
You need to get more loans and go to a better place!
We could move to a better place.
It's hard to get down to a worse place.
The senior has to pay back the loan by the age of 68.
Until then, you have to stick to your job like a rock.
You know, if you're so greedy about housing,
The Firemen are impossible.
The second thing is, it's too obvious.
I want you to make more than three to four percent of your savings a year.
That we should make a good spread-out investment.
It's a long time, maybe forever, that's the money you're going to have to feed me.
Where there's growth! A promising place for the future! to
We need to select and invest.
This blog is all about investment.
As far as investment is concerned, I'll go as far.
The important thing is that you have to keep your money rolling for the rest of your life.
Studying economics, finance, and investment is a must!
The third is the importance of sideline work.
Retirement isn't exactly what you lose.
It's better to have income come in little by little as a side job.
You don't have to spend a lot of time like work all day,
There's no way you're going to be able to keep an eye on it.
You have to create a number of side jobs, small businesses.
Blogs and books are good examples, as are the case with the author.
I'm working on some small projects for the future.
It's not easy.
Even if you make 500,000 won a month on a side job,
6 million won a year, 3.5 percent.
It can save as much as 170 million won in retirement money.
Fourth, how do you spend your retirement?
..that there should be a concern for...
Most workers dream of economic freedom,
If you're really given that kind of freedom,
You don't know what to do in those extra hours.
That's why after-retirement,
I don't know what to do. I don't know what to do.
I lose my self-esteem and suffer.
Maybe it's connected to the third one above, the side
You don't hang out like you do at work all day.
I'll spend some time on it when I want to.
to raise a decent income
It would be best if I found such a side job or a small business.
Or having a hobby is a way.
Draw pictures, play musical instruments, etc.
travel, write books, run communities.
Man needs something to do.
I've got economic freedom.
You've been messing around like a dead man all day.
It could be more unfortunate than the time of slavery at work.
And the last five.
That is to reduce greed.
It could be the most important point.
To be honest with you, there's a general office worker in Korea
Retired in his late 30s or early 40s,
I don't think it's possible to be a perfect Fire
Suppose you retire and spend two million won a month.
We need to raise 800 million won at retirement, except for the house we live in.
Is there anyone who can?
The median value of Korea's net assets per person is only 74 million won.
The median net worth of households with two or more people is between 100 million and 200 million.
A net worth of 700 million is Korea's top 10 percent.
Most people don't have much money. crying
Besides, this one includes real estate.
It is even more unlikely in terms of real estate except for real estate.
Will it be possible to be in the top 5 percent of Korea?
But there is one way.
Just reduce your greed.
It's not about 2 million won a month.
What if I told you I could live for 1.5 million won a month?
Then, the money needed at the time of retirement will be reduced to 600 million won.
What if you're doing a part-time job?
What if I told you I could live for a million won a month?
If that happens, the money needed falls to 400 million won.
What if we increase our return on investment from 3% to 4%?
The amount of money needed for retirement is as much as 300 million. Haha
But isn't 300 million a little realistic?
Their lives... Will money make me happy?
I would like to talk about the lives of two people that I've learned these days.How dare you say this or that about other people's lives...
blog.naver.com
The brother I know works four hours a day as a barista.
They say that they live by doing what they want to do, around 700,000 won to 800,000 won.
If 700,000 won is calculated, only 200 million won will be spent on retirement funds.
I met you when I was traveling in Shangri-La, China.
It is said that the target of a month's salary is 170,000 won of our money.
They say that they can live happily with the Wi-Fi.
If you can live on a small amount of money,
We can cut back on the funds we need when you retire.
Leaving our country is one of the ways.
Shangri-La, as well as Vietnam, Thailand, Myanmar, etc.
There are still many countries where prices are cheaper than ours.
For your information, 100 million won makes the world's top 10 percent rich.
With an annual salary of 30 million won, he is the world's top 2 percent high-income person.
As such, there are too many countries that can't afford to live.
Global Rich List
Didn't make it on the yearly roll call of the Mega-wealthy? Why not find out where you'd actually sit in compason to the rest of the world? You might be surprised.
www.globalrichlist.com
You can calculate from here. Haha
A grateful site that helps restore self-esteem.
In conclusion, there's no fluke on the way to becoming the Firemen.
There is no free lunch in the world.
You know, you're gonna have to make money, save it, save it.
It's really hard and not easy.
You have to make a strong decision.
You know, I've been saving my money so hard,
Even if you've invested well,
That's not enough.
Even after retirement, I'd like to work part-time, small business, etc.
We have to make up for the extra income.
First of all, you have to reduce your greed because it is your choice.
Good house, good car, luxury brand, formal overseas trip?
You're gonna enjoy all this stuff, you're gonna enjoy it.
It's impossible to be a Fireman.
Life is when you have to give up something to get something.
To retire quickly and gain freedom
You have to give up a lot of things.
Maybe it's the Firemen.
You make a lot of money, retire, and you're gonna be jealous.
I don't mean someone who lives a luxurious and colorful life.
I've been struggling to save and save money, retire faster than anyone else.
in pursuit of a little happiness of one's own.
People who live a simple life.
It may be a closer word in reality.
Actually... I do. Haha
Ah! A life like a fire?
Don't worry about the future. Let's just enjoy it!!~
Let's burn our youth! I knew this. Haha
But the Fire's acronym is,
Financial Intelligence, Retire Early
This means retiring early to achieve economic independence.
Let's burn youth? be quite the opposite of
The first fire rage that spread around the U.S.
It's spreading all over the world.
Recently, it has become a little popular in Korea.
The book is said to have brought about the first fire craze in the United States.
The author has 10 million subscribers, including Millennial Money.
He is also the owner of the blog.
On the cover of the book is the formula of wealth to achieve economic freedom?
A single volume for the Fire?
A step-by-step plan to get all the money you need?
It's packed with grandiose words
Unfortunately, there is no such formula or plan in practice.
There is no free lunch in the world. crying
The only way to end up being a fireman is to be a fireman.
Stretch it hard, gather it together like a clique.
It's just a good way to invest.
There is no other way. If you win first prize in Lotto, you won't know.
He himself was unemployed and penniless.
It's only been a few years since I was able to get economic freedom.
Maybe it's because of the blogging and book income after all?
It's like you want to be rich, you pay your dues, you go to study groups,
So it turns out that only the study club president is making money.
It's an ironic situation.
Nevertheless, there were many points of consensus.
I just want to get a few things straight.
The first is to use the actual cost of living after retirement.
Calculate the money to be collected at the station.
For example, the cost of living after retirement
2 million won a month, 24 million won a year,
This 24 million won is the money that we need to collect when we retire.
It is calculated at 3 to 4 percent level.
If you're good at allocating assets,
Over the long term, three to four percent or more of the annual profits.
Even if you keep spending three to four percent on your living expenses,
The concept is that total assets do not decrease.
To make 24 million won 3 to 4%, divide 3.5%.
It costs about 680 million won. =_=
If you conservatively calculate that you are spending 3 percent of your money every year, you will be 800 million won.
The point here is that we're going to be able to get this money from 800 million won
That means you have to take out the housing you live in.
This is because the house you live in cannot be cashed.
I have to withdraw three to four percent every year.
It's hard to just raise 800 million won.
800 million won except for the house you're living in.
If you want to buy a house, all your property, all your income for the next few decades,
You have to pour your mind and your soul into it's.
Is it too far away for the Firemen in our country?
So the first virtue of the fire is,
It is to abandon one's desire for housing.
The author is also said to have saved money by living in a cheap apartment outside.
Apartment prices have gone up a lot in recent years.
People who own only one house of mine are virtually meaningless.
I don't have anything left to sell my house and move anywhere else.
Just sitting on top of the money. It's a pie in the sky that can't be used
Better housing and education. Capital dilemma...
I met an old co-worker who was close after a long time.The senior married relatively early and lived with two daughters, but alone...
blog.naver.com
One of you sold the apartment because it's too expensive.
You said you wanted to go to a quiet place in the countryside and live a nomadic life.
Your wife said, [What's that sound like?
You need to get more loans and go to a better place!
We could move to a better place.
It's hard to get down to a worse place.
The senior has to pay back the loan by the age of 68.
Until then, you have to stick to your job like a rock.
You know, if you're so greedy about housing,
The Firemen are impossible.
The second thing is, it's too obvious.
I want you to make more than three to four percent of your savings a year.
That we should make a good spread-out investment.
It's a long time, maybe forever, that's the money you're going to have to feed me.
Where there's growth! A promising place for the future! to
We need to select and invest.
This blog is all about investment.
As far as investment is concerned, I'll go as far.
The important thing is that you have to keep your money rolling for the rest of your life.
Studying economics, finance, and investment is a must!
The third is the importance of sideline work.
Retirement isn't exactly what you lose.
It's better to have income come in little by little as a side job.
You don't have to spend a lot of time like work all day,
There's no way you're going to be able to keep an eye on it.
You have to create a number of side jobs, small businesses.
Blogs and books are good examples, as are the case with the author.
I'm working on some small projects for the future.
It's not easy.
Even if you make 500,000 won a month on a side job,
6 million won a year, 3.5 percent.
It can save as much as 170 million won in retirement money.
Fourth, how do you spend your retirement?
..that there should be a concern for...
Most workers dream of economic freedom,
If you're really given that kind of freedom,
You don't know what to do in those extra hours.
That's why after-retirement,
I don't know what to do. I don't know what to do.
I lose my self-esteem and suffer.
Maybe it's connected to the third one above, the side
You don't hang out like you do at work all day.
I'll spend some time on it when I want to.
to raise a decent income
It would be best if I found such a side job or a small business.
Or having a hobby is a way.
Draw pictures, play musical instruments, etc.
travel, write books, run communities.
Man needs something to do.
I've got economic freedom.
You've been messing around like a dead man all day.
It could be more unfortunate than the time of slavery at work.
And the last five.
That is to reduce greed.
It could be the most important point.
To be honest with you, there's a general office worker in Korea
Retired in his late 30s or early 40s,
I don't think it's possible to be a perfect Fire
Suppose you retire and spend two million won a month.
We need to raise 800 million won at retirement, except for the house we live in.
Is there anyone who can?
The median value of Korea's net assets per person is only 74 million won.
The median net worth of households with two or more people is between 100 million and 200 million.
A net worth of 700 million is Korea's top 10 percent.
Most people don't have much money. crying
Besides, this one includes real estate.
It is even more unlikely in terms of real estate except for real estate.
Will it be possible to be in the top 5 percent of Korea?
But there is one way.
Just reduce your greed.
It's not about 2 million won a month.
What if I told you I could live for 1.5 million won a month?
Then, the money needed at the time of retirement will be reduced to 600 million won.
What if you're doing a part-time job?
What if I told you I could live for a million won a month?
If that happens, the money needed falls to 400 million won.
What if we increase our return on investment from 3% to 4%?
The amount of money needed for retirement is as much as 300 million. Haha
But isn't 300 million a little realistic?
Their lives... Will money make me happy?
I would like to talk about the lives of two people that I've learned these days.How dare you say this or that about other people's lives...
blog.naver.com
The brother I know works four hours a day as a barista.
They say that they live by doing what they want to do, around 700,000 won to 800,000 won.
If 700,000 won is calculated, only 200 million won will be spent on retirement funds.
I met you when I was traveling in Shangri-La, China.
It is said that the target of a month's salary is 170,000 won of our money.
They say that they can live happily with the Wi-Fi.
If you can live on a small amount of money,
We can cut back on the funds we need when you retire.
Leaving our country is one of the ways.
Shangri-La, as well as Vietnam, Thailand, Myanmar, etc.
There are still many countries where prices are cheaper than ours.
For your information, 100 million won makes the world's top 10 percent rich.
With an annual salary of 30 million won, he is the world's top 2 percent high-income person.
As such, there are too many countries that can't afford to live.
Global Rich List
Didn't make it on the yearly roll call of the Mega-wealthy? Why not find out where you'd actually sit in compason to the rest of the world? You might be surprised.
www.globalrichlist.com
You can calculate from here. Haha
A grateful site that helps restore self-esteem.
In conclusion, there's no fluke on the way to becoming the Firemen.
There is no free lunch in the world.
You know, you're gonna have to make money, save it, save it.
It's really hard and not easy.
You have to make a strong decision.
You know, I've been saving my money so hard,
Even if you've invested well,
That's not enough.
Even after retirement, I'd like to work part-time, small business, etc.
We have to make up for the extra income.
First of all, you have to reduce your greed because it is your choice.
Good house, good car, luxury brand, formal overseas trip?
You're gonna enjoy all this stuff, you're gonna enjoy it.
It's impossible to be a Fireman.
Life is when you have to give up something to get something.
To retire quickly and gain freedom
You have to give up a lot of things.
Maybe it's the Firemen.
You make a lot of money, retire, and you're gonna be jealous.
I don't mean someone who lives a luxurious and colorful life.
I've been struggling to save and save money, retire faster than anyone else.
in pursuit of a little happiness of one's own.
People who live a simple life.
It may be a closer word in reality.
Actually... I do. Haha
댓글
댓글 쓰기